B4C Consumer Blog https://www.betterment.com/resources Explore key investing basics, expert-led insights, and deep dives into the Betterment product. en Wed, 09 Nov 2022 19:01:47 GMT 2022-11-09T19:01:47Z en Betterment’s Progress On Employee Representation | Betterment https://www.betterment.com/resources/employee-representation <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/employee-representation" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/shared-assets/b2c_default.png" alt="Betterment’s Progress On Employee Representation | Betterment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Here’s the latest on our efforts to nurture diversity, equity, inclusion, and belonging among our team.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/employee-representation" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/shared-assets/b2c_default.png" alt="Betterment’s Progress On Employee Representation | Betterment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Here’s the latest on our efforts to nurture diversity, equity, inclusion, and belonging among our team.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Femployee-representation&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Public statements Wed, 09 Nov 2022 19:01:47 GMT https://www.betterment.com/resources/employee-representation 2022-11-09T19:01:47Z Betterment Editors Asset Location Methodology https://www.betterment.com/resources/asset-location-methodology <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/asset-location-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/signposts-personalization-diversification.png" alt="Signposts showing personalization and diversification " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Intelligently applying asset location to a globally diversified portfolio is a complex, mathematically rigorous, and continuous undertaking.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/asset-location-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/signposts-personalization-diversification.png" alt="Signposts showing personalization and diversification " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Intelligently applying asset location to a globally diversified portfolio is a complex, mathematically rigorous, and continuous undertaking.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fasset-location-methodology&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Tax Optimization Tue, 01 Nov 2022 04:00:00 GMT brian@betterment.com (Boris Khentov | SVP of Product Strategy & Sustainable Investing) https://www.betterment.com/resources/asset-location-methodology 2022-11-01T04:00:00Z Socially Responsible Investing Portfolios Methodology https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/flower-and-law-scales-in-bar-chart.jpg" alt="Socially Responsible Investing Portfolios Methodology" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>See the methodology for our Socially Responsible Investing (SRI) portfolios.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/flower-and-law-scales-in-bar-chart.jpg" alt="Socially Responsible Investing Portfolios Methodology" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>See the methodology for our Socially Responsible Investing (SRI) portfolios.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fsocially-responsible-investing-portfolio-methodology&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> ESG Investing Thu, 27 Oct 2022 04:00:00 GMT https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology 2022-10-27T04:00:00Z Betterment Editors Goldman Sachs Smart Beta Portfolio Methodology https://www.betterment.com/resources/smart-beta-portfolio-methodology <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/smart-beta-portfolio-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/reaching-the-pinnacle-financial-pyramid.jpg" alt="reaching the pinnacle financial pyramid" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>The Goldman Sachs Smart Beta portfolio is meant for investors who seek to outperform a market-cap portfolio strategy in the long term, despite periods of underperformance.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/smart-beta-portfolio-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/reaching-the-pinnacle-financial-pyramid.jpg" alt="reaching the pinnacle financial pyramid" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>The Goldman Sachs Smart Beta portfolio is meant for investors who seek to outperform a market-cap portfolio strategy in the long term, despite periods of underperformance.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fsmart-beta-portfolio-methodology&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Investment Portfolios Wed, 26 Oct 2022 04:00:00 GMT https://www.betterment.com/resources/smart-beta-portfolio-methodology 2022-10-26T04:00:00Z Betterment Editors Using Investment Goals At Betterment https://www.betterment.com/resources/recommended-allocation-methodology <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/recommended-allocation-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/things-to-save-for-retirement-emergency-fund-house.jpg" alt="Using Investment Goals At Betterment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Betterment helps you meet your goals by providing allocation advice. Our allocation methodology and the assumptions behind it are worth exploring.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/recommended-allocation-methodology" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/things-to-save-for-retirement-emergency-fund-house.jpg" alt="Using Investment Goals At Betterment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Betterment helps you meet your goals by providing allocation advice. Our allocation methodology and the assumptions behind it are worth exploring.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Frecommended-allocation-methodology&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Financial Goals App Tue, 25 Oct 2022 14:00:00 GMT https://www.betterment.com/resources/recommended-allocation-methodology 2022-10-25T14:00:00Z Dan Egan | VP of Behavioral Finance & Investing, Betterment Crypto Investing 101 https://www.betterment.com/resources/cryptocurrency-investing <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/cryptocurrency-investing" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/feature-crypto-presentation.png" alt="donut chart with three cryptocurrency coin symbols listed on a whiteboard" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Three questions to ask yourself before you invest in crypto.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/cryptocurrency-investing" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/feature-crypto-presentation.png" alt="donut chart with three cryptocurrency coin symbols listed on a whiteboard" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Three questions to ask yourself before you invest in crypto.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fcryptocurrency-investing&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Funds and Investments Mon, 24 Oct 2022 20:40:00 GMT https://www.betterment.com/resources/cryptocurrency-investing 2022-10-24T20:40:00Z Kelly Chambers | VP of Marketing, Makara What’s The Best Crypto to Buy Now? (Hint: There’s Not One) | Betterment https://www.betterment.com/resources/best-crypto-to-buy <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/best-crypto-to-buy" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/feature-coins.png" alt="gold-colored cryptocurrency coin illustrations falling into a slot" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Here are three reasons why you shouldn't try to find the “best” cryptocurrency to buy now. (And what you can do instead.)</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/best-crypto-to-buy" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/feature-coins.png" alt="gold-colored cryptocurrency coin illustrations falling into a slot" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Here are three reasons why you shouldn't try to find the “best” cryptocurrency to buy now. (And what you can do instead.)</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fbest-crypto-to-buy&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Funds and Investments Mon, 24 Oct 2022 20:34:00 GMT https://www.betterment.com/resources/best-crypto-to-buy 2022-10-24T20:34:00Z Kelly Chambers | VP of Marketing, Makara How Your Portfolio Navigates Market Volatility https://www.betterment.com/resources/how-your-portfolio-navigates-market-volatility <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/how-your-portfolio-navigates-market-volatility" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/illustrative-chart-with-arrow-hitting-target.jpg" alt="How Your Portfolio Navigates Market Volatility" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>It’s difficult to endure volatile markets when it affects your investment portfolio. Betterment has automated features in place to help address volatile markets when they occur.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/how-your-portfolio-navigates-market-volatility" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/featured-images/illustrative-chart-with-arrow-hitting-target.jpg" alt="How Your Portfolio Navigates Market Volatility" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>It’s difficult to endure volatile markets when it affects your investment portfolio. Betterment has automated features in place to help address volatile markets when they occur.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fhow-your-portfolio-navigates-market-volatility&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Market volatility Mon, 24 Oct 2022 04:00:00 GMT https://www.betterment.com/resources/how-your-portfolio-navigates-market-volatility 2022-10-24T04:00:00Z Chrissy Celaya, CFP® | Senior Manager Licensed Concierge, Betterment How To Keep Your Financial Data Safe | Betterment https://www.betterment.com/resources/financial-data-security <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/financial-data-security" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/financial-data-security.png" alt="illustration of laptop with security message" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Cybersecurity threats are now the norm. Here's how we work with customers to protect their financial data.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/financial-data-security" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/financial-data-security.png" alt="illustration of laptop with security message" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Cybersecurity threats are now the norm. Here's how we work with customers to protect their financial data.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Ffinancial-data-security&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Security Fri, 21 Oct 2022 16:44:00 GMT https://www.betterment.com/resources/financial-data-security 2022-10-21T16:44:00Z Betterment Editors How To Plan For Retirement https://www.betterment.com/resources/how-to-plan-for-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/how-to-plan-for-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/plan-for-retirement.png" alt="illustration of retiree relaxing" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p style="font-weight: normal;">It depends on the lifestyle you want, the investment accounts available, and the income you expect to receive.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/resources/how-to-plan-for-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Graphics/Featured-images/plan-for-retirement.png" alt="illustration of retiree relaxing" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p style="font-weight: normal;">It depends on the lifestyle you want, the investment accounts available, and the income you expect to receive.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fhow-to-plan-for-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Retirement Planning Fri, 21 Oct 2022 15:56:00 GMT https://www.betterment.com/resources/how-to-plan-for-retirement 2022-10-21T15:56:00Z Nick Holeman, CFP® | Director of Financial Planning, Betterment