B4B Plan Sponsor Blog

401(k) Considerations for Highly Compensated Employees

Betterment Editors — Thu, 08 Dec 2022 18:20:00 GMT

Help ensure your 401(k) plan benefits every employee – from senior executives to entry-level workers. Read on for more information.

Related Companies and Controlled Groups: What this means for 401(k) plans

Betterment Editors — Thu, 08 Dec 2022 18:15:00 GMT

When companies are related, how to administer 401(k) plans will depend on the exact relationship between companies and whether or not a controlled group is deemed to exist.

True-Ups: What are they and how are they determined?

Betterment Editors — Thu, 08 Dec 2022 18:10:00 GMT

You've been funding 401(k) matching contributions, but you just learned you must make an additional “true-up” contribution. What does this mean and how was it determined?

401(k) QNECs & QMACs: what are they and does my plan need them?

Betterment Editors — Thu, 08 Dec 2022 18:06:00 GMT

QNECs and QMACs are special 401(k) contributions employers can make to correct certain compliance errors without incurring IRS penalties.

Key 2023 Deadlines for 401(k) Plan Sponsors

Betterment Editors — Mon, 21 Nov 2022 15:32:00 GMT

Birthdays, wedding anniversaries … and 401(k) plan compliance deadlines. Some dates are worth saving more than others.

Add a Friendly Face to Your Employees’ 401(k)s

Betterment Editors — Tue, 01 Nov 2022 15:58:01 GMT

Why some of your 401(k) plan’s participants may need a little extra advice—and how to give it to them.

The Case for Including ETFs and managed portfolios in Your 401(k) Plan

Betterment Editors — Mon, 24 Oct 2022 16:05:00 GMT

At Betterment, we firmly believe exchange-traded funds (ETFs) are better for 401(k) plan participants. Wondering if managed ETF portfolios may be appropriate for your plan?

The Tax Benefits of Offering a 401(k)

Betterment Editors — Mon, 24 Oct 2022 04:00:00 GMT

Seize the tax deductions (and credits!). Offering a 401(k) to your employees can unlock several tax benefits for your company.

Share the Wealth: Everything you need to know about profit sharing 401(k) plans

Betterment Editors — Tue, 18 Oct 2022 20:45:00 GMT

In addition to bonuses, raises, and extra perks, many employers elect to add profit sharing to their 401(k) plan. Read on for answers to frequently asked questions.

Getting Started with Betterment at Work

Sarah Van Buren | 401(k) Onboarding Manager, Betterment at Work — Mon, 10 Oct 2022 04:00:00 GMT

Welcome! Here’s your step-by-step guide to getting your 401(k) up and running.