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Is my cash FDIC insured in Betterment Checking?

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You bet! Joint Checking accounts are eligible for up to $250,000 per depositor in FDIC insurance through nbkc bank, Member FDIC.

Our checking services are provided by nbkc bank. If you already have funds at nbkc bank or another nbkc bank partner separately from what you hold through Betterment Checking, you will be eligible for up to $250,000 per depositor, per FDIC-insured bank, per ownership category.