Rewards

Cash back offers and other rewards for using your debit card

Company information

What is Dosh?

Checking’s cash back rewards are powered by Dosh. When you make a transaction with your Betterment Visa® Debit Card, we’ll send the transaction to Dosh to check if it’s eligible for a reward. If so, Dosh will let us know the reward amount and then work with the merchant to complete the reward.

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What information do you share with Dosh?

Betterment and Dosh respect your privacy and take precautions to ensure the security of your data. Betterment only shares the data necessary to determine whether you are eligible for a cash back reward. Personal details, such as your name, address and Visa debit card number are not shared with Dosh. For more information on Dosh’s privacy policy, view the terms of service. You can also view Betterment’s privacy policy.

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Getting started

What are cash back rewards?

Cash back rewards allow Betterment to offer Checking users cash back on purchases with thousands of merchants. If you have an activated Betterment Visa® Debit Card, you’re automatically eligible for cash back rewards. Cash back offers are automatically applied to your account. You can find current Checking cash back offers in the Earn Rewards section of your Betterment account. Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, ...

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How can I earn cash back?

You can earn cash back by making eligible purchases at select merchants with your Betterment Visa® Debit Card, with both online and in-person offers available. Current cash back offers available to you are shown in the Earn Rewards section of your Betterment account. Once you find your favorite offers, simply pay with your Betterment Visa® Debit Card at checkout. In-store offers are automatically available, while you will have to shop through the Betterment app to redeem online offers. Cash ...

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Do cash back rewards apply to online or in-store purchases?

Cash back rewards may apply to both in-store or online purchases. To see if an offer is eligible for cash back with an online or in-store purchase specifically, you will want to view the offer details. You can find all cash back offer details in the Earn Rewards section of your Betterment account. In-store offers are automatically available by using your Betterment Visa® Debit Card at checkout. Online offers must be completed through the Betterment app's Earn Rewards section. To earn cash back, ...

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Managing my account

What if I feel like I’m missing some earned cash back?

Our team is happy to assist you if you feel that you are missing any earned cash back within 90 days. If the transaction in question is completed, please contact us. Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days depending on the merchant. In order to find you relevant offers, we share ...

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Will my cashback rewards offers expire?

Offers are only available when they are present in the Earn Rewards section of your Betterment account. Before making your purchase, we recommend checking your Earn Rewards section to make sure a specific offer is still available. Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days ...

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When will I receive my earned cash back?

Cash back will be deposited into your Checking account between 1 and 90 days (depending on the merchant) after making an eligible purchase. You’ll be able to track the estimated reward amount as well as its status (pending or completed) by clicking into the original transaction on your Checking Summary. When your cash back is deposited into your Checking account, you will see it as a separate transaction. Note: The final reward amount may be different from the estimate by the time it is ...

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Will my earned cash back reward offers expire?

The cash back rewards that you receive from completed, eligible transactions will not expire. These funds are placed directly into your Betterment Checking account once available. Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days depending on the merchant. In order to find you relevant ...

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Are there any limits to the amount of cash back I can receive?

Certain offers may have limits to the amount of cash back you can earn from them. Each offer is different, so checking the terms for each offer will provide information on any limits to how much cash back can be earned. For more information on a specific offer, you can go to the Earn Rewards section of your account and click on the offer. Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking ...

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